USM Systemwide Employee Benefits SYSTEMWIDE BENEFITS HEALTH BENEFITS: General Information Maryland Department of Budget and Management Health Benefits Website SPS Workday Login Medical Plans: CareFirst BlueCross BlueShield (EPO, PPO) Kaiser Permanente (IHM) UnitedHealthcare (EPO, PPO) Prescription Drug Plan: CVS Caremark - 2024 Plan Year MedImpact - 2025 Plan Year Dental Plans: Delta Dental (DHMO) United Concordia (DPPO) Flexible Spending Accounts: P&A Group RETIREMENT: Choosing a Retirement Program: Highlights of the SRPS & ORP Retirement Programs State of Maryland Pension Plan Plan Provider: State Retirement Agency - Maryland State Retirement and Pension System Employees' Pension System Benefits Handbook for Members enrolled before July 1, 2011 Employees' Pension System Benefits Handbook for Members enrolled on or after July 1, 2011 Planning for Retirement for Pension System Members USM Optional Retirement Plan Plan Provider: Fidelity Investments TIAA ORP Plan Document First Amendment to the ORP Plan Document Optional Retirement Program Handbook for Retiree Health Benefits for Employees Hired Before July 1, 2011 Optional Retirement Program Handbook for Retiree Health Benefits for Employees Hired on or After July 1, 2011 Retirement Plan Option Form for Exempt Staff & Faculty Employees with ORP/Pension Comparison ORP Vendor Selection Form Retiring from the State of Maryland System for ORP Members, TIAA Presentation State of Maryland Supplemental Retirement Plans Plan Provider: MSRP-Nationwide - Maryland Supplemental Retirement Plans 403(b) Plan Document 457(b) Plan Document 401(k) Plan Document 401(a) Plan Document State of Maryland Supplemental Retirement Plans Plan Provider: Fidelity Investments TIAA 403(b) Plan Document 457(b) Plan Document 401(a) Plan Document Retirement@Work: USM Supplemental Retirement Portal LIFE INSURANCE: Life Insurance and Accidental Death and Dismemberment Insurance State-sponsored MetLife Plan Life Insurance and Long-Term Disability Insurance USM-sponsored MetLife Plan Comparison of State of Maryland and USM MetLife Plans TUITION REMISSION: Active Employees: USM Tuition Remission Portal For USM Retirees and Active Employees of Morgan State (MSU), St. Mary's College of Maryland (SMCM), and Baltimore City Community College (BCCC): USM Application for Tuition Remission Tuition Remission Calendar USM EMPLOYEE ASSISTANCE PROGRAM (EAP): GuidanceResources WELLNESS & EMPLOYEE DISCOUNTS: Wellness Program Home page - DBM-EBD Smoking Cessation Programs OTHER PROGRAMS AVAILABLE THROUGH PAYROLL DEDUCTION: SECU - State Employees Credit Union 529 - College Savings Plans of Maryland
